Articles & Commentary

Stay current with quick reads on retirement plan insights, market shifts, and emerging fiduciary trends and commentary — all in one place.

December 15, 2025

Pre-Tax vs Roth: What Employees Should Know About Their 401(k) Options

Pre-Tax vs Roth: What Employees Should Know About Their 401(k) Options Employees can direct their 401(k) contributions into pre-tax dollars,…

November 16, 2025

Helping Employees Save More in their 401(k) with Automatic Enrollment and Escalation

When it comes to retirement saving, taking the first step is often the hardest part. Automatic enrollment and escalation are…

September 11, 2025

Perfect Your Plan Design | Part I: Is Automatic Enrollment Right for Your Plan?

Welcome to part one of our four-part series on Plan Design, a complex yet essential aspect of managing a retirement plan.…

September 3, 2025

Introducing Our Plan Design Series: 4 Key Steps to Strengthen Your Retirement Plan

As the end of the year gets closer, it’s a good time to pause and revisit your plan design. Retirement…

August 26, 2025

What’s a Target Date Fund and Why Do So Many Plans Offer Them?

Target date funds have become a popular choice in many 401(k) plans, and for good reason. They offer a built-in…

Low Retirement Plan Participation Isn’t a Mystery. It’s a Message.

When employees don't join the retirement plan, it's often not due to lack of interest. It's because something is getting…

Retirement Planning Has a Communication Problem

For many employees, the hardest part of saving for retirement isn't the money. It's the message. They're told to start…

Perfect Your Plan Design | Part 4: Is Your Loan Policy Effective?

This video is the final installment in our four-part series on Plan Design, focusing on how to create a well-structured loan…

February 24, 2025

Perfect Your Plan Design | Part 3: Are Your Eligibility Provisions Effective?

The third part in our four-part series on Plan Design explores how to tailor your retirement plan to your workforce. In…