Let's Talk
Our Solutions

Pooled Employer Plans (PEPs)

Streamline your retirement plan management by joining forces with other employers to reduce costs, simplify administration, and outsource fiduciary liability.
Let's TalkView All Solutions

What We Deliver

Our team provides specialized guidance for Pooled Employer Plans, ensuring the arrangement remains competitive, compliant, and easy to manage.
Elimination of individual plan audits
Removal of separate plan-level Form 5500 filings
Professional ERISA 3(38) investment monitoring
Professional ERISA 3(16) plan administration
Named plan fiduciary oversight through a Pooled Plan Provider
Custom plan design for eligibility, matching, and vesting

Is a PEP Right for Your Organization?

While PEPs offer significant advantages in terms of cost and time, they aren't a "one-size-fits-all" solution. It's important to understand the trade-offs between a custom standalone plan and a pooled arrangement.

Join Renn Williams as he breaks down the reality of Pooled Employer Plans and what plan sponsors should consider before making the switch.

Watch Now

Get the PEP Guidebook.

Considering a move to a Pooled Employer Plan? Don't decide without the right data. Download our comprehensive guidebook to see a side-by-side comparison of PEPs versus traditional 401(k) models.
Download the Guidebook
Why It Matters
Eliminating mandatory audits and filings removes the most significant source of annual administrative stress for your team. Shifting fiduciary risk to professional providers ensures your plan remains compliant while you focus on strategic business growth.

NAPA Top DC Advisor Teams

The NAPA Top DC Advisor Teams list issued on March 18, 2025 for the 2025 year highlights retirement plan advisor firms that are in a single physical location, and have at least $100 million in DC assets under advisement.  The list is based on self-reported assets under advisement as of December 3, 2024. 433 teams were selected. No fee was paid for the nomination, receipt, or promotion of the award.  Third-party ratings are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. 

NAPA Top Women of Excellence- MVP

NAPA Top Women of Excellence – MVP award issued by National Association of Plan Advisors (NAPA) on October 20, 2025 for the 2025 Year was awarded to non-producing (possibly) licensed relationship managers primarily focused on managing relationships and the retention of clients.  The financial professional applied for the recognition.  Criteria used to determine the winner(s) includes information provided on a series of quantitative and qualitative questions on their experience and practice, as well as accomplishments, contributions to the industry, state of workplace retirement plans and the ways in which they give back.  Numerous people were considered for this honor and 110 were selected in the MVP category.  No fee was paid for the nomination, receipt, or promotion of the award.  Third-party ratings are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. 

PLANADVISER Top Retirement Plan Advisers

Advo(k)ate Advisors received the 2026 PLANADVISER Top Retirement Plan Adviser recognition. The adviser did not pay a fee to be considered.